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I have a high balance on my wamu credit card and I am trying to pay it off by myself. I called and tried to make arrangements to pay them, but they want me to pay an amount that I just don't have.

I tell them what I can pay and they boost it higher than I have money for.

This leaves me no choice but to file so I can get them settled. I did't want to do this this way but I have no way to resolve the debt other than filing soon as I can.

Monetary Loss: $6000.

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I'm sorry, exactly how is it WaMu's fault that you ran up your bills and now cannot pay?

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