It does not make sense to payoff Washington Mutual when your account has been closed! I paid off Wamu, 2 years ago for an account that was closed in the negative $350.
I called them to see if I could reopen the account since this was paid off, and guess what? This is what the risk management employee said,"Because we had to send your past due amount to a collection agency, and it costed us money, then you cannot open a free checking account, you caused us to lose money!" Okay! Then I should have never paid them! Prime function of Wamu- GREED!
Its time to take all of these banks down! Do you agree????