On Aug 25, 2008, I took a check, written on a Washington Mutual account to a Washington Mutual branch (the Redmond Financial Center branch, Redmond, Washington). Since I did not have a Washington Mutual account, they would not chash the check unless I agreed to pay a $5 fee.
I asked for further explanation and was told that I could either pay the $5 fee or take the check to my own bank. Since I did not have time to get to my bank and make it to where I needed the cash, I had no choice but to pay the fee. I did iform them that this fee would ensure that they would never have me as a customer.
They were fine with that. The only joy I got was standing in thier lobby , calling my wife on my cell phone and proclaiming loudly to her, "Would you believe Washington Mutual charged me $5 to cash a Washington Mutual check?"
Monetary Loss: $5.