I have wamu credit card and each month i paid balance full. This last billing cycle i have over $1000 purchased on the account and i made 2 payments within same billing cycle and paid the amount in full; when i received my statement for this month it shows that my account has a balance so i inquire about it and they couldn't give me clear explaination for the finance charges on there; they was 2 diff. charges on there for purchases-current cycle and purchases-previous cycle. i never seen any credit card that has 2 purchase cycle. and for something that was already paid full finance charge should not accrue since it was paid within the same billing cycle.