Not resolved

I had been faithful in paying my bill on time and usually kept a balance on my card just simply for the fact of getting a higher credit score.I had been told that it could actually increase your credit score if you kept it at a certain level.

Well, one month my balance got close to the maximum mind you this was within a 30 day period. I paid it all off within a month, and Washington Mutual had the audacity to lower my credit limit the next month. They lowered it from $1000 to $250! Just because I had paid off the balance and they wouldn't make any money off the interest(that's just my opinion, of course)!

I had always paid on time, and I think they were finally tired of not making any money off of me. Then, I called the next day to cancel the card, they tried to stick me with the annual fee for the next year...I fought with them and told them I wasn't going to be their customer for another year so why was I suppose to pay it? I just paid it anyway, and said I wanted it closed. After I closed the account, they put on my credit report that I was 30 days late that month.

Kind of ironic that I could be 30 days late in a month that I didn't even have an account open with them for more than half of it! SCAM!!!!! I hate this company! I have been fighting with them ever since to get it off my credit report and to prove that I was late!


Had an Experience with Washington Mutual?

Write a review


Terms of Service
Post Comment

You May Also Like

Ally Bank - Repossession made the repo mans choice?!?! Ally Bank "I lost my job and am black balled in the community so have been struggling to find a new job. My hubby is disabled and we have 5 kids together...." Read more ADVENTURES IN PAY PAL LAND SYNCHRONY BANK GE CAPITAL RETAIL BANK CONTINUE TO PUT THE SCREWS TO ITS CUSTOMERS Ge Capital Retail Bank "Please look at the uploaded documents so that you can see what I'm talking about. I do not understand why "The Consumer Financial Protection Bureau" closed their files on..." Read more DOES BANK OF AMERICA RECEIVE $$ REFERRALS FROM BOOSTABILITY Bank Of America "VERY FEW BUSINESS CEO COULD COME WITH ONE SINGLE REASON WHY BANK OF AMERICA WOULD ALLOW BOOSTABILITY A COMPANY FRANKLY LESS THAN ONE PERCENT OF FLORIDA BAR ASSOCIATION MEMBERS EVER..." Read more Ge Capital Retail Bank - GE CAPITAL PAYPAL HAVE TIES THAT OTHER BANKS DON'T Ge Capital Retail Bank "There will be copies of documents that I have sent to the various state & federal agencies since 2011. I can't even picture how many Billions & Billions of dollars..." Read more Precision Tune - They lied and put my life in danger. Precision Tune "On Thursday, September 14, 2017 .. I went to the precision tune in Wilson, NC for a routine oil change, tire rotation, and tire pressure check. I live 45 minutes..." Read more Pepperfry - Cheap & Fake Quality Products along with No Returns Pepperfry "Hi there, This is your valuable customer who had placed Order: 303369106 through which Duplicate Tupperware Bottles were delivered to me. I even confirmed that these Bottles were Duplicate by..." Read more Grand Furniture - Cheap Grand Furniture " Literally the worst bed frame I ever brought in my life, 2 months after having the bed frame it started to fall apart. The screws are loose, the wood..." Read more Converse - Worst shoes EVER! Converse "I bought a $60 pair of Chuck Taylor's for both of my sons at the beginning of school in August. It is just now getting to be the end of..." Read more